MRHIF

Who is MRHIF?
The Municipal Reinsurance Health Insurance Fund or the MRHIF provides both specific and aggregate reinsurance coverage for Medical and Prescription Drugs. The Fund has also procured TPA services, provider networks, Prescription Benefit Manager, wellness programs, enrollments systems and other related services.
MRHIF was established in 1999 when the four original member regional Health Insurance Funds “HIF”s determined that additional cost savings could be achieved by pooling together to provide excess reinsurance and jointly purchasing on other health related services.
As of 2020 the Fund includes six regional local member HIFs, which insure over 185 Municipalities and/or School Districts in New Jersey.
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