TRS: Health care is the starting point for progress and potential
Serving and providing for retirees
A successful partnership starts with a seamless implementation
Addressing challenges to affordability
Patients are increasingly going outside their prescription benefit in effort to reduce out of pocket costs caused by the rising cost of drugs and plan sponsors using high deductible health plan designs.
Patients are leveraging pricing aggregator services and prescription discount cards which provide access to price comparison tools and discounted pricing options. 95% of prescription discount card claims are for generic drugs.
Prescriptions dispensed through discount cards are invisible to the benefit plan, are not automatically applied to accumulators, bypass plan design, safety and clinical features and diminish the perceived value of the plan benefit.