The future is unpredictable, but Cigna and Express Scripts believe health care doesn't have to be. And, we believe it doesn't have to be as complicated or as costly either. Our focus is clear: Together, we can deliver more simple, predictable and affordable health care – and do it better than anyone else. Let us help you future-proof your health benefits strategy and deliver on our promise to you – today and in the future.
JPMorgan Chase: Let's define the future together

Thank you, JPMorgan Chase
On behalf of the Express Scripts and Cigna teams, thank you for your time leading up to – and during – the finalist meeting. I'm thankful for the opportunity to share how our combined teams can support your business and your employees from both a clinical and financial outcomes standpoint.
We understand you need more than a vendor to manage your claims. You need, and deserve, a strategic, flexible and service-oriented health services partner who thinks ahead and is ready to take on your toughest health care challenges in this fragmented health care market. And, we’d be honored to be that PBM partner for JPMorgan Chase.
We understand you need more than a vendor to manage your claims. You need, and deserve, a strategic, flexible and service-oriented health services partner who thinks ahead and is ready to take on your toughest health care challenges in this fragmented health care market. And, we’d be honored to be that PBM partner for JPMorgan Chase.
Real results, real value: $74M in annual pharmacy savings
After reviewing your data, we identified a few key clinical areas of focus that could help JPMorgan Chase save up to $74M in annual pharmacy savings. The real value; however, also is returned back to your plan by having a healthier workforce and benefits team that is supported by a coordinated account team and armed with tools, resources and strategies that are focused on preventing adverse health events (vs. managing them) before they even occur. Click the link below to access the full clinical insights and impact summary for more details.
of your current spend is on specialty medications, totaling $161M. Combined, our SaveonSP copay assistance program and Medical Channel Management solution are estimated to save you $23.1M.
up to 9% or $44.2M of your current plan spend could be saved by reducing unnecessary spend with specialty and traditional utilization management.
of your plan spend is in top therapy classes such as inflammatory conditions, diabetes, multiple sclerosis, Asthma/COPD, cancer, Hepatitis C and rare conditions.
of your population is at risk of drug therapy-related hospitalizations and other adverse events. Our RationalMed solution provides safer use of medications and enhanced care, lowering the rate of adverse events and hospitalizations. This solution can save your plan $4.9M.
of nonadherence is due to behavioral issues such as procrastination or forgetting. Nonadherence to diabetes, high blood pressure and asthma within your population is costing JPMorgan Chase between $348 - $2,622 in annual gap values per nonadherent member. Closing these adherence gaps could save your plan $1.8M.
of your plan's spend is for opioids totaling $2.6M. JPMorgan Chase can improve patient safety and realize $7.7M in net savings through our Advanced Opioid Management solution.
Health Connect 360's impact to medical spend
~1550 fewer inpatient hospital visits. If you multiply this times the average inpatient stay cost, Cigna estimates that would total about $35M in medical spend reduction.
~30 fewer total ER visits, which would result in about a $62K reduction in medical spend.
Delivering on simple: Better outcomes – guaranteed
Cigna and Express Scripts offer the industry's first outcomes-based model of care that guarantees clinical targets and connects patient touch-points across the care continuum. Watch the video below to learn more about Health Connect 360.
A simpler patient experience: Meet Tommy
As your employees demand more personalized healthcare and as your plan seeks new ways to get more value for the money you spend, Cigna and Express Scripts deliver a new clinical management model combining personalized care plans to each individual, high-touch clinical expertise and actionable data insights.

Aligned with your goals and needs
Together with JPMorgan Chase, we will establish specific, performance-based clinical outcome targets to meet your goals and needs based on your population.

Actionable insights
Connecting pharmacy, medical, lab and member engagement data daily, through our Care Insights Hub, allows us to identify more relevant, actionable gaps-in-care or health opportunities and act on them faster. For each patient, clinical care support will be tailored to specific engagement preferences.

Committed to your success
Beyond the strengths of the ultimate care management approach, you get the strengths of a coordinated Cigna and Express Scripts team that is committed to your success with Health Connect 360 - and beyond.

2019 Health Connect 360 pilot results
The 2019 Health Connect 360 results over-performed even for clients who previously had many of our individual stand alone programs. All pilot client participated continued to implement Health Connect 360 in 2020.

Delivering on predictable: Greater access and cost predictability for insulin
For people with diabetes, insulin can be as essential as air. The Patient Assurance Program ensures eligible people with diabetes in participating plans pay no more than $25 for a 30-day supply of insulin. It's a simple pathway to more affordable, predictable medicine costs.
Delivering on affordable: Putting cures within reach
Breakthrough, potentially life-changing medicines offer great promise for patients and their families. However, the high prices of the medicines – millions of dollars in some cases – threaten coverage and access by patients who may benefit. Embarc Benefit Protection brings together the health services, medical benefit management and specialty pharmacy expertise to make breakthrough medicines more affordable and ensure access for those who need it.
Our client's perspectives
Three different clients share their perspectives about what they value most about their partnership with Express Scripts.
Nice to e-meet you!
Learn more about the leadership, finalist and implementation team members for JPMorgan Chase.
